Preheat your oven to 350°F (175°C). Gather all your ingredients and equipment.

In a large mixing bowl, combine the all-purpose flour, baking powder, salt, garlic powder, and dried herbs. Whisk together for about one minute.

Fold in the shredded cheese with the flour mixture, ensuring the cheese is well-coated.

In a separate bowl, whisk together milk, vegetable oil or melted butter, and the large egg until smooth.

Gently incorporate the wet mixture into the dry ingredients, stirring until just combined.

Grease a 9x5-inch loaf pan with cooking spray or butter, or line it with parchment paper.

Transfer the batter into the prepared loaf pan, smoothing the top evenly.

Bake for 30-35 minutes, or until the top is golden brown and a toothpick comes out clean.

Allow the cheese bread to cool in the pan for about 10 minutes, then transfer to a wire rack.

Slice using a serrated knife after cooling for at least 20 minutes and enjoy warm or with butter.